Author
Alvin Chan Wun Long
Software Engineer · Creator of SmartCalc MY · Based in Malaysia
About
Alvin Chan Wun Long is a Software Engineer based in Malaysia and the creator of SmartCalc MY — a free calculator platform built specifically for Malaysians.
SmartCalc MY was created to fill a simple gap: most financial calculators online use generic global figures that don't reflect Malaysian statutory rates. Alvin built SmartCalc MY to give Malaysians accurate, up-to-date tools for understanding their salary deductions, EPF contributions, income tax, SOCSO, EIS, loan eligibility, and more — all in one place, with no sign-up required.
Alvin's focus areas include personal finance education for the Malaysian market, salary and payroll calculations under Malaysian law (EPF, SOCSO, EIS, PCB/MTD), income tax planning under LHDN guidelines, and housing loan and DSR education for first-time home buyers.
All content on SmartCalc MY is written for educational purposes to help Malaysians make more informed financial decisions. Results from SmartCalc MY calculators are estimates and should be verified with official sources or qualified professionals before acting on them.
Guides by Alvin Chan
- →EPF Contribution Guide Malaysia 2024
- →EPF Withdrawal Guide Malaysia 2024
- →How Much EPF Should I Have at 30?
- →How to Calculate Take-Home Salary After EPF
- →Malaysian Salary Deductions Explained
- →PCB vs Income Tax — What's the Difference?
- →How PCB Tax Works in Malaysia
- →How to Reduce Income Tax Legally (YA 2024)
- →What Salary Do You Need to Afford a House?
- →Housing Loan Eligibility — What Banks Check
- →How to Improve Loan Approval Chances
- →Personal Loan vs Housing Loan Malaysia
- →What Is DSR in Malaysia?
- →How to Calculate BMI in Malaysia